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Wheaton, Illinois, Consumer Bankruptcy Lawyer

Advising And Guiding You Through Your Debt Relief Options

Overwhelming debt can consume your entire life and leave you with a feeling of hopelessness. Overdue notices for credit card bills, medical expenses or other debts may be piling up. Creditors may be calling nonstop, causing anxiety and sleepless nights. You may also be facing home foreclosure, car repossession or wage garnishment.

If the circumstances above sound familiar, you may need to seek advice regarding your debt relief options. In many circumstances, you may be able to qualify for personal bankruptcy, allowing you a fresh start with your finances. An experienced bankruptcy lawyer can help.

At The Law Office of Andrew M. Carter, we provide much-needed advice and guidance to individuals seeking debt relief through bankruptcy. At our firm, we can help to explain your bankruptcy options and fully evaluate your situation to determine if you qualify. If you do, we can guide your case through every step of the bankruptcy process.

Understanding Consumer Bankruptcy

Typically, personal or consumer bankruptcies qualify for one of two options:

  • Chapter 7 bankruptcy — This option calls for a total liquidation of your dischargeable debts, allowing for a fresh financial start. In order to qualify, you must meet certain financial qualifications.
  • Chapter 13 bankruptcy — This option is a debt reorganization. A portion of your dischargeable debts will be set up in a manageable payment schedule, typically to be repaid within three to five years. Once paid off, your debts are considered fully discharged.

In addition to discharging your debts, any foreclosure, repossession or wage garnishment actions will stop once bankruptcy is filed.

Call 630-517-0187, toll free at 888-364-6196 or send an email using the online form to discuss your debt relief options with an experienced Wheaton, Illinois, consumer bankruptcy attorney.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

The Law Office of Andrew M. Carter provides commercial and residential real estate legal services, as well as collections, eviction, mortgage foreclosure defense/short sales and bankruptcy services to clients in DuPage County, Kane County, Cook County and Will County; and the cities of Wheaton, Glen Ellyn, Naperville, Lombard, Lisle, Glendale Heights, Elmhurst, Geneva, Downers Grove, Woodbridge, Aurora, Carol Stream, Bartlett and Oak Brook.


The Law Office of Andrew M. Carter
127 West Willow Avenue, Second Floor
Wheaton, IL 60187
Phone: 630-517-0187
Toll free: 888-364-6196
Fax: 630-462-0342
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